The only workers’ comp market with active risk management

CompScience writes workers' comp in all non-monopolistic states. The exceptions are Ohio, North Dakota, Washington, and Wyoming, where workers' comp is only available through the state fund and no private market can write it. Send the ACORD 130 and loss runs to submissions@compscience.com for an appetite response.

Send the ACORD 130 and loss runs. Video is not required. For accounts with an experience mod, include the bureau worksheet. Everything goes to submissions@compscience.com. You get an appetite response the moment you submit, and if it's a fit, a Client Insight Brief and policy proposal within 3 business days. You don't need to be appointed with CompScience to send a submission. Send the account to submissions@compscience.com, and CompScience completes your appointment before the policy binds. Appointment is immediate, and nothing extra is needed at submission. To get started now, complete the Get Appointed form at compscience.com/get-appointed.

Yes, often. For an account with a high experience mod, we look at ACORD 130, experience mod worksheet, loss runs, payroll history, safety manual, and return-to-work policy. Plus what drove the mod, whether it is frequency or severity, and which controls have changed since those claims. Most accounts we review in this situation are written. The prevention program that comes with every policy is what makes a hard-to-place account placeable.

CompScience is an AI-powered workplace safety and workers' compensation platform that helps employers, insurance brokers, and insurance carriers reduce workplace injuries and improve risk management. Using computer vision and AI, the platform analyzes existing workplace camera footage to identify unsafe behaviors, potential hazards, and emerging safety trends before they lead to incidents or claims.



Unlike traditional safety programs that rely on manual inspections or reactive reporting, CompScience provides continuous, data-driven insights that help organizations proactively strengthen workplace safety. The platform integrates AI-powered risk detection with workers' compensation expertise, enabling businesses to reduce claims, lower insurance costs, support compliance efforts, and create safer work environments. By turning everyday operational data into actionable recommendations, CompScience helps organizations make smarter safety decisions, protect their workforce, and improve long-term business performance through a more proactive approach to injury prevention and risk reduction.

Yes, CompScience is designed to work with an organization's existing security camera infrastructure, eliminating the need to install specialized cameras or require employees to wear additional devices. Using AI and computer vision, the platform securely analyzes existing workplace camera footage to identify unsafe behaviors, workplace hazards, and emerging safety risks, helping organizations improve workplace safety without disrupting day-to-day operations.



Because CompScience leverages camera systems that many businesses already have in place, implementation is quicker and more cost-effective than deploying entirely new monitoring equipment. Organizations can begin gaining actionable safety insights with minimal operational disruption while maintaining their existing workflows. By transforming everyday video into proactive risk intelligence, CompScience helps employers identify hazards earlier, strengthen injury prevention efforts, improve workers' compensation outcomes, and make smarter, data-driven decisions that create safer workplaces over time.

CompScience helps organizations reduce workers' compensation claims by identifying workplace risks before they lead to injuries. Using AI and computer vision, the platform analyzes existing workplace camera footage to detect unsafe behaviors, hazardous conditions, and recurring risk patterns, enabling employers to take proactive corrective action before an incident occurs.



By shifting from reactive incident response to continuous risk monitoring, CompScience helps safety teams focus on the hazards that have the greatest potential impact. The platform provides actionable insights that support targeted safety improvements, employee coaching, and stronger loss prevention strategies. Fewer workplace injuries can lead to fewer workers' compensation claims, lower claim severity, and improved overall risk performance. Combined with workers' compensation expertise and data-driven safety recommendations, CompScience helps employers, insurance brokers, and insurance carriers build safer workplaces while reducing the long-term costs associated with workplace injuries and claims.